Canadian Students Health & Dental Plan

• Part time Canadian students are not automatically opted in to the Health and
  Dental Plan
• A part
  time student may opt into the Health and Dental Plan at any time but are
  required to must pay the full price for the year.
• The
  coverage runs from September 1^st until August 31^st
  of the following year.

Canadian Students Opting out of the Health and/or Dental Plan

Full time Canadian students may opt out of the health and/or
dental plan between September 1^st and September 30^th
based on the following criteria:

1. The student can provide comparable coverage* through their own means or coverage through a parent or legal guardian.
   
2. The student can complete the online Opt-out form releasing
   any financial liability on behalf of the St. Francis
   Xavier Students’ Union or St. Francis Xavier University as it pertains to
   inadequate health and or dental coverage at www.studentbenefits.ca
   
3. The student can upload a digital copy of proof
   of comparable coverage at www.studentbenefits.ca
   after completing online opt out form.
   
4. All full time Canadian students that have opted out of the Health and or Dental Plan may not see this amount reflected on their University Account until October 31^st. 

Computers for are provided for students at the Information Desk on 3rd floor of the Bloomfield Centre. Remember to bring a digital copy of your coverage to upload.

* Comparable Coverage includes one or more of the following
criteria:

• A letter from another policy holder evidencing the coverage applicable to the student, attesting to the fact student is covered for health and dental.
• A current certificate of coverage, for the student, under another comparable benefit plan
• A copy of the insurance policy under which the student is covered.
• A current direct-payment drug card issued to the student.
• A payroll statement showing a premium deduction for the students’ coverage under a comparable benefit plan.